photo by Cliph

If you are someone who has a credit card and had a bad record about it for the past years, then here’s a chance for you to lighten or completely erase your records for good. Well, you could even try to make things better. By making slow payments or having it completely forgotten, by filing a report to the credit card bureau stating your status.

Here’s a voice interview by Mr. Credit Card on Little House entitled “My Interview with Mr. Credit Card”. The interview is almost an hour long voice recording and you could learn how Little House (that’s what she’s called) was able to rebound from her 7 years long bad credit, into a really great good credit record by filing a report to the bureau. And then she even got high scores with her credit, which boosted her limit and is now enjoying a good financial statement.

The story includes how she started out with credit card and it was heavily charged. Unable to pay for the monthly dues and being chased by the agents by phone, and having a low profile for about a year to get them off. Starting their own business together, adjusting her finances together with her husband, and finally going from a negative to a positive credit card score.

And now, they are already planning on starting their retirement plan. I think that their experience is worth a lesson for us all. And I do believe that good management of finances is really a key element is getting out of credit card debt. Also having the right information helps a lot, so if you don’t know much it’s good to ask around for help.

After listening to the review, what do you think about it? Was it able to provide any benefit to you? Would you be interested in asking them some questions as well? Are you having any problems with your credit card or are you planning to get one? Write your comments and suggestions below, they are mostly appreciated.